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FreeCreditReports360 Review

FreeCreditReports360 Review includes the details on how to get a free credit report and credit score. This includes information on the credit monitoring service by FreeCreditReports360. Read our full analysis of the company in our FreeCreditReports360 review. offers users a free credit score and report with a trial membership to monitoring.


The FreeCreditReports360 Product Reviews: gives users a free 7 day trial to their credit monitoring service called Credit Diagnosis.  This service includes the following:

  • 7 Day Trial of Credit Diagnosis
  • Unlimited Access to 3-in-1 Credit Report
  • Unlimited Access to 3 Credit Scores
  • Triple Bureau Credit Monitoring
  • Credit Alerts
  • Delivered Instantly Online

The cost for this service is a refundable $1 processing fee. This is probably so they can get your credit card information so they can charge you for the monitoring service if you don't cancel within the 7 day trial window. This is a common practice for credit monitoring services. Just make sure you cancel within the window and you won't have any problems. Although, credit monitoring can come in handy so you can avoid problems with your credit report. This keeps your history clean so when you go to get a loan you don't have any surprises. If you don't cancel - the service is billed monthly for $29.95 per month. This is a little bit higher than the other services we've reviewed here, but could be worth the little bit of extra money. Review of Website:

The website at is very easy to use. It is very up front about the trial membership requirement and has a link to the full details of the program. They do not tell you the cost of the monthly membership of the Credit Diagnosis product on the homepage. You must click on the link for full details and disclosure. Most of the other services reviewed disclose this on the homepage. There is no phone number listed for FreeCreditReports360 on the contact us page- you must fill out a contact form to get a contact from the company. The phone number is listed on the FAQ page which is kind of odd, but at least it's there. The FAQ page is very abbreviated and there is a little bit of information on the credit tips area.

The Recommendation:

We recommend this company as a second or third option. They have a good looking product and easy to use website. There are other services which are cheaper on the monitoring, but we are not sure if they offer more service for this extra monthly fee. If you're just looking for the free credit report and scores - this could be a great option as long as you cancel the monitoring trial within 7 days.

Related Article: TransUnion Review >>

Best Credit Reports
  • 3 Free Reports
  • 3 Free Scores
  • 7 Day Free Trial
  • $25,000 Guarantee
  • Credit Monitoring
  • Unlimited Access

  • $11 Single Report
  • $15.95 w/Score
  • 3-in-1 $29.95
  • All 3 w/Score $39.95
  • Equifax Credit Watch

  • Free Trial
  • 3-in-1 Report/Score
  • Unlimited Monitoring
  • Credit Alerts
  • FreeCreditReports360
  • Free Credit Tips


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