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Clark Howard Review
Clark Howard is a well known financial advisor. This article contains a Clark Howard biography and a list of Clark Howard books (including his Get Clark Smart series). Clark Howard is an advocate of consumers making good financial choices and decisions.
One of the most dynamic figures in consumer protection and issues is Clark Howard. While he does give some financial advice, he is known mostly for his consumer activism and tips on being a smart consumer. He has a radio show and he appears on television for guest segments on occasion. Howard is very outspoken, and has been involved in some controversy. One of the things he is most known for is encouraging his listeners to buy his books used, rather than buying them new (it's a better deal) -- even though Howard does not get money from book sales of used books. Another interesting practice Howard has is to keep a discussion topic available on his Web site for those who disagree with what he says.
Clark Howard biography
Clark Howard has had a diverse education. He went to the Westminster Schools in Atlanta, and attended American University, where he got a degree in urban government. Howard's MBA is from Central Michigan University. Howard was a successful businessman. He founded a travel agency, and that is how he made most of his money. As a result, he still devotes an hour a week specifically to travel advice in the Atlanta area. Howard joined the Georgia State Defense Force after 9/11, and he has expressed an interest in running for mayor of Atlanta when the current mayor can no longer run due to term limits. Clark Howard announced in February of 2009 that he has prostate cancer.
Clark Howard and Bank of America
One of the most interesting events involving Clark Howard is without a doubt his ongoing feud with Bank of America. One of Howard's pieces of advice to consumers is to verify that an account has sufficient funds when cashing a check. A man, Matthew Shinnick, tried to do this at Bank of America with a check he said he received for some bicycles on Craig's List. Shinnick asked about the funds, and the teller said that there were funds in the account. So Shinnick proceeded. However, during the transaction, a red flag came up. Bank of America had Shinnick arrested and wanted to press charges for check fraud, even though he protested his innocence. He even spent $14,000 to clear his name after the police determined that he couldn't be charged, so that the arrest would not show up on his record.
Howard became involved and tried to advocate for Shinnick. Howard offered to pay half of Shinnick's legal fees if Bank of America would pay the other half. Bank of America refused to admit wrongdoing, and Howard began an active campaign to encourage his following to withdraw money from their Bank of America accounts. Howard's site claims that more than $50 million has been moved out of accounts as a result of this incident.
Clark Howard books
Clark Howard has authored six books, along with Mark Meltzer, the last of which was published in 2006. These books are:
Clark Howard does have some good insights for making good financial and consumer decisions. However, not all of his advice may apply to you. It is important to consider your own situation before following financial advice, and to realize that the tips and tricks any financial guru offers may not always work.
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